|Date||15-16 August 2019||22-23 August 2019|
|Venue||Being Finalised||Hotel St Patricks|
|Time||0830 – 1700hrs||0830 – 1700hrs|
|Course Fees||RTGS 830,00||RTGS562,00|
Agriculture is the main livelihood for the majority of people with low income living in rural areas throughout many developing countries including Zimbabwe. Despite this importance of agriculture, many rural and agricultural households lack access to financial products and services that would allow them to build assets, invest in technology, increase productivity, and cope with natural disasters such as the recent cyclone that affected many areas in the eastern parts of the country.
On the other hand it is well known that rural and agricultural finance (RAF) is exposed to significant production, market and price risks. This may be the reason why some microfinance providers (MFIs) are usually reluctant to significantly engage in rural and agricultural finance.
The upcoming Rural Finance & Agricultural Risk management course seeks to explore and build your institution's knowledge and skills capacity to lend more to rural and smallholder farmers and expand their agribusiness income generating projects. In addition the participants will learn:
- Agricultural lending methodologies - challenges of agriculture lending, loan application appraisal, monitoring and recovery
- How to successfully leverage value chain relationships
- How to improve your credit and delivery model
- Distinguish main types and sources of risks that an agribusiness is exposed to
- Analyze risk management techniques meant to mitigate the risks,
- Examine the trade-offs between lowering costs and reducing risk,
Intended Audience: This course is targeted at practitioners from MFIs, banks, SACCOs and NGOs serving or aiming to serve rural SMEs and smallholders.
The course will be held over a 2 day period both in Harare and Bulawayo
Valuable knowledge, skills and peer experiences from seasoned facilitators with a strong background in rural and agriculture finance.