ZIMBABWE ASSOCIATION OF
MICROFINANCE INSTITUITIONS

creating sustainable microfinance

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  • Mrs. Virginia Sibanda – Board Chairperson +

    Mrs. Virginia Sibanda – Board Chairperson Mrs Sibanda has twenty eight years of experience in banking and microfinance industry in Zimbabwe, with extensive experience in credit risk assessment and lending to micro, small, and medium enterprises (MSME). Her current position is CEO of VIRL Rural & Social Financial Services (Private) Limited trading as VIRL Financial Services a company that she co-founded in 2010 and she holds a Master of Business Administration Degree obtained through the University of Wales Bangor in association with Manchester Business School. Mrs Sibanda is an alumni of the International Leadership Visitors Program sponsored by USAID.She has attended the general Boulder Institute of Microfinance Program as well as the Rural and Agriculture program and has attended the Symposium for Financial Inclusion sponsored by Mastercard Foundation.Mrs Sibanda is passionate about development work. Read More
  • Precious Kwashirai +

    Precious Kwashirai Mrs Precious Kwashirai is a co-founder of Intercrest Capital and has been instrumental in setting up operations and finance department. She has over 20 years of experience in banking and insurance industry. Precious holds a Masters in Strategic Management from University of Chinhoyi, Bachelor of Banking and finance from University of Zimbabwe, Excutive certificate in Microfinance and Diploma in Management.She is an alumnus of the Boulder Institute of Microfinance in Rural and agriculture Finance.Mrs Kwashirai also sits on the Hope for African Communities Trust (Hact) as Treasurer an NGO that focus on facilitating transformational programmes for vulnerable African communities and also on Autism Organization Zimbabwe (AOZ) board a Private Voluntary Organistion .She was a board member of Eureka and Nyaradzo group of companies. Precious was also on the steering committee of the Zimbabwe Association of Microfinance Institutions (ZAMFI) Winter School. Read More
  • Mr. Vote Muza +

    Mr. Vote Muza Vote is a Lawyer by profession who holds an LLB (Hons) degree from the University of Zimbabwe and he is also a member of the Law Society of Zimbabwe. Since 2001 to date he has been a legal practitioner and a Senior Partner for Muza and Nyapadi Legal Practitioners. Over the years Vote, has worked for Gutu and Chikowero law firm. He was once a Commercial Law Lecturer at Pikelela Polytechnic and also lectured Clinical and Practical Skills Training and Advocacy at the University of Zimbabwe. Under the Ministry of Justice, Legal and Parliamentary Affairs, Vote has worked as a Magistrate at Tredgold Magistrate’s Court, Bulawayo. As a Legal Practitioner, he has served as a weekly columnist for the Financial Gazette Newspaper under the column ‘Legal Matters’. He currently is an Executive Director of a number of companies like, Office Essential (Pvt) Ltd, Kapoto Restaurants and Kakorodzi Enterprises (Pvt) Ltd. Read More
  • Mr. Morris Mpala +

    Mr. Morris Mpala Mr Morris Mpala is one of the founding members and the Managing Director at MoB Capital Private Limited. He is a holder of an Executive MBA and a BSc (Hons) in Applied Mathematics both from the National University of Science and Technology (NUST). He also has several certificates in Banking, Microfinance management, Treasury Management, Buying & Planning, Marketing & insurance. Morris has extensive experience in Treasury management and has worked for two pioneering banking institutions, he has served as a pension fund trustee for several years & was a trainer for treasury experts. He has exposure in insurance, manufacturing & retail. Morris has a keen interest in peri-urban to rural farming, research, development & a proponent for non-conventional thinking. He is involved in the Nambya Cultural Association for literature productions for schools, documenting & preserving Nambya culture. He is a youth mentor , statistician at heart, weekly  business analyst/columnist in The Chronicle and a natural dynamic marketing individual. After the June 2018 AGM Mr Mpala was elevated to the ZAMFI Vice Chairman position. This is in recognition of the sterling work he played as a member of the Planning and Operations Committee and the critical and strategic role the Bulawayo region plays in the overall development of the microfinance sector. Mr Mpala, by virtue of being the Vice Chair will offer strategic and visionary leadership backup to the Chair. Read More
  • Mrs. Mildred Chirwa +

    Mrs. Mildred Chirwa Mrs Mildred Chirwa is a banker with 17years in retail and corporate banking. She is holder of a BSc Hons in Management and Entrepreneurial Development Studies and a member of the Institute of Bankers Zimbabwe(IOBZ). Mildred has vast experience in financial services and products having joined BCC International (now CBZ Bank) in 1988 and worked in various departments before moving over to Trust Bank in 2001 as Assistant Branch Manager. She also worked for an IT company as Finance and Administration Manager before joining Hammer and Tongues Money Lenders as General Manager in 2010. Currently she is the Executive Director and enjoys changing lives through tailor made financial solutions. It is hoped that the ZAMFI board and the Association will be the better for her skills and experience. Following the June 2018 AGM, Mrs Chirwa was appointed Chairperson of the Planning and Operations Committee (POC) of the ZAMFI board. She has the exciting responsibility of overseeing the programming of the Association as well as being in charge of all the ad hoc committees of the Association. Read More
  • Mrs. Molly Dingani +

    Mrs. Molly Dingani Mrs Molly Dingani holds an MBA with Nottingham Trent University UK. She also holds a Diploma in Business Studies from the University of Zimbabwe and is an associate member of Institute of Chartered Secretaries and Administrators in Zimbabwe (ICSAZ. Currently she works for CBZ Bank as the Divisional Director - Business Banking, a unit which was set up to specifically focus on the growth on the Micro and Small to Medium Enterprise sector in Zimbabwe. She has been actively involved in initiatives involving the financial inclusion of the marginalised and was the Southern Africa Chairperson and Executive Committee member of the African Rural and Agricultural Credit Association (AFRACA) for the past five years until the end of 2016. She is also currently a Board Trustee of Leonard Cheshire Disability Zimbabwe.   From June 2018 Mrs Dingani is the Chairperson of the Finance and Human Resources Committee (FHRC) and using her extensive experience in banking and regional and international networks, those who know Mrs Dingani will attest that the finances of the Association are in very good hands! Read More
  • Gift Patsika +

    Gift Patsika Gift Patsika is the Managing Director and co-founder of Impact Financial Services (Private) Limited. He has a number of qualifications in the field of banking and finance and holds a Degree in Bachelors of Business Studies Banking and Finance (University of Zimbabwe),a Post Graduate qualification in Msc Finance and Investments with the National University of Science and Technology. Gift has considerable experience in stock broking, real estate and microfinance environment. He will be serving in the Planning and Operations Committee of the ZAMFI board whose mandate will be to oversee the Secretariat in growing the membership, best practice adherence, member responsive programmes and assistance in ad hoc committees which are related to programming.   Read More
  • Mr Eilex Felix Muzvondiwa +

    Mr Eilex Felix Muzvondiwa Mr Eilex Felix Muzvondiwa is currently the Executive Director in charge of operations at Yambukai Holdings (Pvt) Ltd, one of Zimbabwe’s leading micro finance Institutions, since 2000. Eilex has extensive experience in the banking, capital market operations, investments, and insurance and pension funds. In addition to his Honours degree in Economics (UZ), Eilex also has a full IOB(Z) diploma where he obtained prizes in Economics and Financial Management as well as a Masters in Business Leadership from UNISA. As a true God fearing person (which all of us should be), Mr Muzvondiwa, in addition to his earthly educational qualifications, also holds a diploma in Theology from the Africa Christian Training School. Mr Muzvondiwa will be dynamically active in the Finance and Human Resources (FHRC) committee of the ZAMFI board whose main function is to secure and safeguard the future of the Association.  Read More
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